Getting Ready For Winter – Checklist for Preparing Your Home for Winter Weather

Photo by Radu Andrei Razvan from Pexels Best winter memory: Sliding down a hill on my metal flying saucer as a fearless 8-year-old in Iowa City. Worst winter memory: Throwing my snowsuit-clad toddler into a snowbank as I fell on the ice so I wouldn’t crush her on my way to meet the sidewalk. Which […]

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New Hire Checklist for Small Business Owners

Photo by rawpixel on Unsplash When you welcome a new hire there are many steps to take in ensuring they are a good fit and are successful at becoming a valuable member of your team. After recruiting the best talent for the position it is imperative to make sure that your company has completely covered […]

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15 Fire Hazards You Use Every Day

My dishwasher caught on fire. True story. In the middle of a Netflix-night with the Kenyon part of Smith-Kenyon, we smelled smoke and realized our stainless steel, European branded, relatively new dishwasher was aflame.  More like, asmoke.  (But that isn’t a word and it isn’t really important to get into semantics at this point in […]

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What are Some of the Factors that Make Up the Cost of Commercial Building Insurance?

What are Some of the Factors that Make Up the Cost of Commercial Building Insurance? Commercial building insurance includes a lot more than just protecting a business owner’s property. It encompasses replacement costs, actual cash value (ACV), liability risks, and the added lines of coverage for umbrella policies or high valued possessions. As a business […]

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Tips To Follow With Commercial Autos

Photo by Ihor Dvoretskyi on Unsplash When you have commercial autos for your business, it is important to focus on safety and security. There are several tips for you to follow which will ensure that your vehicles and your employees are safe throughout the year. Driving Rules There should be a few set driving rules that are enforced at all […]

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What is an Umbrella – and Do I Need One?

Why Purchase an Umbrella? When it rains, many of us reach for an umbrella. Which should give a hint as to what umbrella insurance or umbrella coverage is. It is something to give you some extra protection. What is Umbrella Coverage? Umbrella coverage is also called excess liability coverage. In other words, umbrella coverage is […]

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Understanding Insurance Claim Adjustments

Water damage from frozen pipes Having an insurance policy for your personal property is the best way to protect your investment on those items. Insurance is something that we all need but hope to never have to use. For most people, filing an insurance claim can be confusing and stressful. Trying to understand why your […]

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Now that you’ve graduated…

Graduation Smiles Information to help you decide Insurance Needs for the College Graduate College graduation is behind you, and you have started your first job. While this is an exciting time in your life, it also comes with responsibilities that are a necessary part of adulthood. Perhaps one of the first decisions you will need […]

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