Defense Costs – Why Do I Need to Know About This?

Insurance is a means of protection. Have you thought about what a lawsuit would do to your business? Taking the precaution of having the right type of coverage ensures that you are providing protection for your company against a possible eventuality. By selecting the kind of insurance that places the responsibility on the insurance company […]

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Travel Tips: Protecting My Smart Home While on Vacation

Insurance experts probably look at protecting their property a little differently than the average person. We tend to believe that prevention is as important as good coverage when it comes to risk. With that in mind, here are some ideas about ways to protect your home while you are away on your next vacation: Have […]

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Hosting A Party? Should You Serve Alcohol?

       Photo – Pixabay You may have heard about the law that holds bars and liquor stores liable for their customers’ actions after being served alcohol at their place of business. If the patron injures or causes death to someone, the business can be sued. This is called “Dram Shop Liability.”  Most states have statutory […]

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Getting Ready For Winter – Checklist for Preparing Your Home for Winter Weather

Photo by Radu Andrei Razvan from Pexels Best winter memory: Sliding down a hill on my metal flying saucer as a fearless 8-year-old in Iowa City. Worst winter memory: Throwing my snowsuit-clad toddler into a snowbank as I fell on the ice so I wouldn’t crush her on my way to meet the sidewalk. Which […]

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Understanding Insurance Claim Adjustments

Water damage from frozen pipes Having an insurance policy for your personal property is the best way to protect your investment on those items. Insurance is something that we all need but hope to never have to use. For most people, filing an insurance claim can be confusing and stressful. Trying to understand why your […]

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What is Umbrella Coverage?

Don’t loose your assets What is Umbrella Coverage? Insurance policies and the various lines of insurance coverage available to policyholders can be confusing. It is a matter of great importance to understand one’s risks and the additional ways to stay protected in regard to a liability situation. This is where an umbrella coverage is beneficial […]

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