5 Big Insurance Buying Mistakes

Insurance Buying Mistakes

Insurance buying mistakes will not save money in the following situations. Saving you money on your insurance is top-of-mind for us. And, so it should be for any good local agent or broker. However, sometimes consumers think they can find a cheaper option, or they seek lower rates without thinking it through. But, looking for […]

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The Best Advice When Buying Your First Home

The Best Advice When Buying Your First Home

In your heart, you know you are ready to move into your own home. But, you are worried about whether you have enough money saved and if your credit is good enough. You have likely been told lots of different things from lots of well-intentioned friends and family members about your suitability for homeownership. Maybe, […]

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Got Bling? Insuring Your Jewelry

Insuring your jewelry

Does homeowner’s insurance cover all of your jewelry? You discovered your cat played hockey with your diamond earrings while you were in the shower. Uh oh! One of them landed in the heat register, and the other cannot be found. You have now experienced what insurance agents call, “a mysterious disappearance.” Will your insurance cover […]

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Does Record Keeping Spark Joy?

7 Pieces of Paper You Should Keep forever

7 Pieces of Paper You Should Keep Forever You may think, “Paperwork sparks as much joy in me as doing my taxes.” If you recognize the reference to sparking joy about record keeping, you are one of the millions of people who have heard of Marie Kondo and her organizational mantra for deciding what should […]

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Personal Property Covered by Insurance

personal property covered by insurance

Are My New Tech Products Covered? Damaged, Lost or Stolen Lots of tech changed hands this holiday season. Whether you bought yourself a shiny new gadget or Santa brought you something from your wishlist, you may be wondering what happens if it is damaged, lost or stolen. Think about where you take your iPad. Everywhere! […]

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Insurance Coverage for Short Term Rentals

Insurance Coverage for Short Term Rentals

The Sharing Economy:Guests and Hosts Have you used VRBO, Booking.com, Homeaway, or Airbnb?  Are you a short-term rental host? Maybe you are looking into becoming a part of Silvernest or some other house-sharing arrangement. There are many ways to be a part of the sharing economy with house swapping and rental transactions leading the way […]

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Hosting A Party? Should You Serve Alcohol?

Should You Serve Alcohol

Should you serve alcohol? You may have heard about the law that holds bars and liquor stores liable for their customers’ actions after being served alcohol at their place of business. For example, if the patron injures or causes death to someone, the business can be sued. This is called “Dram Shop Liability.”  Consequently, most […]

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Should I Raise My Deductible?

Should I Raise My Deductible?

  de·duct·i·ble /dəˈdəktəb(ə)l/ noun NORTH AMERICAN 1. (in an insurance policy) a specified amount of money that the insured must pay before an insurance company will pay a claim. Should I Raise My Deductible? We don’t care about deductibles until we have to pay one. And then we are bummed out about them. However, there […]

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