HOW TO CHOOSE AN UMBRELLA INSURANCE POLICY AND LIMIT COSTS

Car accidents and umbrella coverage

Umbrella insurance is a type of insurance that provides protection above and beyond what other insurance policies offer. It’s important for people who have substantial assets, savings, or high incomes. If you get sued, umbrella insurance can help you avoid out-of-pocket losses — even if the claim is a very expensive one. What Does Umbrella Insurance Cover? […]

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5 Reasons to Visit Our New Website

A lot of updates and changes have been made to our website. This should make it an easier site to navigate and can quickly offer you the information that you are seeking.  Because we want to make sure you know that there are people behind the site who care about your insurance needs, here is […]

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Travel Tips: Rental Cars – How to Save Money and Stay Safe

Whether your travel plans are for business or pleasure, there are a few things that can help make the trip more enjoyable and more affordable. This is part of our series on Your Next Best Years – Travel Tips. Please watch for more tips at a later date. Are you looking forward to a new […]

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Should I Raise My Deductible?

de·duct·i·ble /dəˈdəktəb(ə)l/ noun NORTH AMERICAN 1. (in an insurance policy) a specified amount of money that the insured must pay before an insurance company will pay a claim. We don’t care about deductibles until we have to pay one and then we are bummed out about them.  However, there are some things to consider when […]

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Getting Ready for Winter – 12 Items to Keep in Your Car

                                                                                                   Skitterphoto.com Have you ever driven in […]

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Understanding Insurance Claim Adjustments

Water damage from frozen pipes Having an insurance policy for your personal property is the best way to protect your investment on those items. Insurance is something that we all need but hope to never have to use. For most people, filing an insurance claim can be confusing and stressful. Trying to understand why your […]

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What is Umbrella Coverage?

Don’t loose your assets What is Umbrella Coverage? Insurance policies and the various lines of insurance coverage available to policyholders can be confusing. It is a matter of great importance to understand one’s risks and the additional ways to stay protected in regard to a liability situation. This is where an umbrella coverage is beneficial […]

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Hey, The Accident Wasn’t My Fault!

Accident wasn’t my fault So, you’ve been involved in a car accident, and it wasn’t your fault? This is a difficult situation that requires you to prioritize your needs. Rest assured, this scenario is exactly why you bought a motor vehicle policy from an independent insurance agent. In this blog post, we offer some do’s […]

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