How To Choose Umbrella Insurance Coverage

Car accidents and umbrella coverage

Umbrella insurance is a type of insurance that provides protection above and beyond what other insurance policies offer. This is important for people who have substantial assets, savings, or high incomes. For example, if you get sued, umbrella insurance can help you avoid out-of-pocket losses — even if the claim is a very expensive one. […]

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5 Big Insurance Buying Mistakes

Insurance Buying Mistakes

Insurance buying mistakes will not save money in the following situations. Saving you money on your insurance is top-of-mind for us. And, so it should be for any good local agent or broker. However, sometimes consumers think they can find a cheaper option, or they seek lower rates without thinking it through. But, looking for […]

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Streamlining Insurance Information

Streamlining Insurance Information

By streamlining insurance information on one site you can quickly find the information that you are seeking. A lot of updates and changes have been made to our website. Therefore, this should make it an easier site to navigate.   Because we want to make sure you know that there are people behind the site who […]

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Travel Tips: Rental Cars

Travel Tips: Rental Cars

How to Save Money and Stay Safe Whether your travel plans are for business or pleasure, there are a few things that can help make the trip more enjoyable and more affordable. This is part of our series on Your Next Best Years – Travel Tips. Please watch for more tips at a later date.  […]

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Should I Raise My Deductible?

Should I Raise My Deductible?

  de·duct·i·ble /dəˈdəktəb(ə)l/ noun NORTH AMERICAN 1. (in an insurance policy) a specified amount of money that the insured must pay before an insurance company will pay a claim. Should I Raise My Deductible? We don’t care about deductibles until we have to pay one. And then we are bummed out about them. However, there […]

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Items to Keep in Your Car in Winter

Items to Keep in Your Car in Winter

Getting Ready for Winter – 12 Items to Keep in Your Car Have you ever driven in an unfamiliar area and been surprised to find an unexpected toll road? If you had some change handy you were probably mentally high-fiving yourself for being prepared. Carrying a roll of quarters in your car console is a […]

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Understanding Insurance Claim Adjustments

Water damage from frozen pipes Having an insurance policy for your personal property is the best way to protect your investment on those items. Insurance is something that we all need but hope to never have to use. For most people, filing an insurance claim can be confusing and stressful. Trying to understand why your […]

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What is Umbrella Coverage?

Don’t loose your assets What is Umbrella Coverage? Insurance policies and the various lines of insurance coverage available to policyholders can be confusing. It is a matter of great importance to understand one’s risks and the additional ways to stay protected in regard to a liability situation. This is where an umbrella coverage is beneficial […]

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Hey, The Accident Wasn’t My Fault!

Accident wasn’t my fault So, you’ve been involved in a car accident, and it wasn’t your fault? This is a difficult situation that requires you to prioritize your needs. Rest assured, this scenario is exactly why you bought a motor vehicle policy from an independent insurance agent. In this blog post, we offer some do’s […]

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