Financial Plans, Life Insurance & Insurance Protection
Plan for your future with the help of our professionals.
Your trusted professional for strategies to build your financial assets, so you can plan for a bright future.
Whether your goal is to grow your assets or preserve options for the next generation, our access to a variety of financial services products give you a range of options to suit your needs.
Ready to Learn More?
Take a few minutes to learn more: Q&A with Tim
Partners You Can Trust
We only work with partners that have a long history of stability, customer service, and financial success.
Our Experienced Advice
Not sure which option is suitable for you? We are here to help you choose one that fits you. Reach out to us to discuss your needs, and we’ll help review ideas and possibilities.
Products and Services
Our products and services include a variety of products and platforms. These include:
- Mutual Funds
- Indexed, Fixed and Variable Annuities
- Life Insurance
- Long-Term Care Insurance
- Disability Income Insurance
Investors should consider the investment objectives, risks and charges and expenses of the funds carefully before investing. The prospectus contains
and other information about the funds. Contact Timothy Smith at 21720 Hardy Oak Blvd, San Antonio Texas 78258; phone: 210-858-4857 to obtain aprospectus, which should be read carefully before investing or sending money.
Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth,
of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in
significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned
carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.
Fixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annu
contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are
backed by the financial strength of the underlying insurance company.
Please consider the investment objectives, risks, charges, and expenses carefully before investing in Variable Annuities. The prospectus, which conta
this and other information about the variable annuity contract and the underlying investment options, can be obtained from the insurance company or financial professional. Be sure to read the prospectus carefully before deciding whether to invest.
The investment return and principal value of the variable annuity investment options are not guaranteed. Variable annuity sub-accounts fluctuate with
changes in market conditions. The principal may be worth more or less than the original amount invested when the annuity is surrendered.
There is a surrender charge imposed generally during the first 5 to 7 years that you own the contract. Withdrawals prior to age 59-1/2 may result in a 10
IRS tax penalty, in addition to any ordinary income tax.
This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions
which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exem
from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. For additional
information, please contact Timothy Smith: [email protected]
10151 Carver Rd., Suite 100
Cincinnati, OH 45242