Hosting A Party? Should You Serve Alcohol?

       Photo – Pixabay You may have heard about the law that holds bars and liquor stores liable for their customers’ actions after being served alcohol at their place of business. If the patron injures or causes death to someone, the business can be sued. This is called “Dram Shop Liability.”  Most states have statutory […]

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Blue Light Eye Peril

Beat That Blue Light Eye Peril Research uncovers new disease threat How long do you spend staring at a screen — computer, TV, tablet or phone — every day? According to the latest estimates, the average is 11 hours a day. And that’s given rise to a new scare about the effects of so-called blue […]

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The Sharing Economy: Looking for a Side Hustle

Are you looking for a secondary income stream? People working outside of their regular careers at a side-job have been doing this for forever. But in the last couple of decades, the terminology has changed as well as the numbers of people working on their own. Maybe you are already one of the one-in-three Americans […]

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Tips for Safe Shopping on Black Friday and Cyber Monday

There are people who view shopping as a sport. The thrill of the hunt. The euphoria of getting a good deal. The slaloming through the crowds. The wrangling of the packages into the car. The calisthenics to gift wrap the gigantic, oddly-shaped presents. Let those endorphins flow!And then there are those who would rather just […]

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Fake Liquor Being Sold For Thousands

There are many changes happening behind the scenes at Smith-Kenyon. We are launching a new website along with a new monthly newsletter.  Posted below is one of the articles from last month. As you can see, the newsletter is not all about insurance. We hope you will find the articles to be interesting and worth […]

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Small Business Saturday in Des Moines

With the launch of Small Business Saturday in 2010, the Shop Small Movement has taken its place as an important part of the holiday shopping season. It is a great way to support your local economy and the community in which you live. American Express has a Shop Small Map here. You can type in your […]

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Shop Small San Antonio

With the launch of Small Business Saturday in 2010, the Shop Small Movement has taken its place as an important part of the holiday shopping season. It is a great way to support your local economy and the community in which you live. American Express has a Shop Small Map here. You can type in […]

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Travel Tips: Rental Cars – How to Save Money and Stay Safe

Whether your travel plans are for business or pleasure, there are a few things that can help make the trip more enjoyable and more affordable. This is part of our series on Your Next Best Years – Travel Tips. Please watch for more tips at a later date. Are you looking forward to a new […]

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Should I Raise My Deductible?

de·duct·i·ble /dəˈdəktəb(ə)l/ noun NORTH AMERICAN 1. (in an insurance policy) a specified amount of money that the insured must pay before an insurance company will pay a claim. We don’t care about deductibles until we have to pay one and then we are bummed out about them.  However, there are some things to consider when […]

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