The Sharing Economy: Short Term Rentals

Guests and Hosts Have you used VRBO, Booking.com, Homeaway, or Airbnb?  Are you a short-term rental host? Maybe you are looking into becoming a part of Silvernest or some other house sharing arrangement. There are many ways to be a part of the sharing economy with house swapping and rental transactions leading the way when […]

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Travel Tips: Protecting My Smart Home While on Vacation

Insurance experts probably look at protecting their property a little differently than the average person. We tend to believe that prevention is as important as good coverage when it comes to risk. With that in mind, here are some ideas about ways to protect your home while you are away on your next vacation: Have […]

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The Sharing Economy: Looking for a Side Hustle

Are you looking for a secondary income stream? People working outside of their regular careers at a side-job have been doing this for forever. But in the last couple of decades, the terminology has changed as well as the numbers of people working on their own. Maybe you are already one of the one-in-three Americans […]

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Getting Ready For Winter – Checklist for Preparing Your Home for Winter Weather

Photo by Radu Andrei Razvan from Pexels Best winter memory: Sliding down a hill on my metal flying saucer as a fearless 8-year-old in Iowa City. Worst winter memory: Throwing my snowsuit-clad toddler into a snowbank as I fell on the ice so I wouldn’t crush her on my way to meet the sidewalk. Which […]

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What is an Umbrella – and Do I Need One?

Why Purchase an Umbrella? When it rains, many of us reach for an umbrella. Which should give a hint as to what umbrella insurance or umbrella coverage is. It is something to give you some extra protection. What is Umbrella Coverage? Umbrella coverage is also called excess liability coverage. In other words, umbrella coverage is […]

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Understanding Insurance Claim Adjustments

Water damage from frozen pipes Having an insurance policy for your personal property is the best way to protect your investment on those items. Insurance is something that we all need but hope to never have to use. For most people, filing an insurance claim can be confusing and stressful. Trying to understand why your […]

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Why Should You Work With An Insurance Agent

Why You Should Work with an Insurance Agent Getting insurance can be quite complicated, especially if you are not really sure what you need. Though most people try to get the cheapest policy possible, that is not always the best way to go. It is important that you really find the right insurance for you […]

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Your Situation: Tips For Homeowners on Insurance Coverage’s That Impact Many People

Protect Your Unique Property or Home Situation Tips to Consider as You Protect Your Home or Condo: When you receive a home quote or new homeowner’s policy, it is best to review the coverages.  Dwelling Replacement Cost and Increased Limits Coverage:Most people have their physical structure insured on a replacement cost basis. Check with your […]

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10 Tips, Avoiding Water Damage To Your Home or Business

Don’t Let this happen to you! Protecting your home or business from water damage is essential to maintaining a healthy, affordable living environment. In addition to presenting health risks, water damage is expensive to treat. For instance, the cost to address water damage from a burst pipe averages $15,000 USD. While most types of water damage are covered by insurance […]

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Benefits of Working with an Independent Insurance Agent

I have many questions? What are the Benefits of using an Independent Insurance Agent? When you’re on your own and making major purchases for the first time – as in buying a car or home, you inevitably learn that you will have to purchase insurance to cover those items. Why? Car or Homeowner Insurance Since […]

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