Diamonds, Emeralds, and Rubys: Insuring Your Jewelry

Engagement ring held by couple

Does homeowner’s insurance cover all of your jewelry? You discovered your cat played hockey with your diamond earrings while you were in the shower. Uh oh! One of them landed in the heat register, and the other cannot be found. You have now experienced what insurance agents call, “a mysterious disappearance.” Will your insurance cover […]

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Does Record Keeping Spark Joy?

Two people jumping

7 Pieces of Paper You Should Keep Forever You may think, “Paperwork sparks as much joy in me as doing my taxes.” If you recognize the reference to sparking joy about record keeping, you are one of the millions of people who have heard of Marie Kondo and her organizational mantra for deciding what should […]

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Are My New Tech Products Covered?

Damaged, Lost or Stolen Lots of tech changed hands this holiday season. Whether you bought yourself a shiny new gadget or Santa brought you something from your wishlist, you may be wondering what happens if it is damaged, lost or stolen. Think about where you take your iPad. Everywhere! You probably pay close attention to […]

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Travel Tips: Protecting My Smart Home While on Vacation

Insurance experts probably look at protecting their property a little differently than the average person. We tend to believe that prevention is as important as good coverage when it comes to risk. With that in mind, here are some ideas about ways to protect your home while you are away on your next vacation: Have […]

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Getting Ready For Winter – Checklist for Preparing Your Home for Winter Weather

Photo by Radu Andrei Razvan from Pexels Best winter memory: Sliding down a hill on my metal flying saucer as a fearless 8-year-old in Iowa City. Worst winter memory: Throwing my snowsuit-clad toddler into a snowbank as I fell on the ice so I wouldn’t crush her on my way to meet the sidewalk. Which […]

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15 Fire Hazards You Use Every Day

My dishwasher caught on fire. True story. In the middle of a Netflix-night with the Kenyon part of Smith-Kenyon, we smelled smoke and realized our stainless steel, European branded, relatively new dishwasher was aflame.  More like, asmoke.  (But that isn’t a word and it isn’t really important to get into semantics at this point in […]

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What is an Umbrella – and Do I Need One?

Why Purchase an Umbrella? When it rains, many of us reach for an umbrella. Which should give a hint as to what umbrella insurance or umbrella coverage is. It is something to give you some extra protection. What is Umbrella Coverage? Umbrella coverage is also called excess liability coverage. In other words, umbrella coverage is […]

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10 Tips, Avoiding Water Damage To Your Home or Business

Don’t Let this happen to you! Protecting your home or business from water damage is essential to maintaining a healthy, affordable living environment. In addition to presenting health risks, water damage is expensive to treat. For instance, the cost to address water damage from a burst pipe averages $15,000 USD. While most types of water damage are covered by insurance […]

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Tips and Considerations for the Walkthrough of Your New Home

House

Helpful tips when doing a walk through for your new home You’ve made the purchase and you’ve been advised that before closing you’ll need to walk through the house. What does that entail? Why does it matter?   First of all, Congratulations on the purchase of your new house; exciting times! Now, take a deep […]

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