Small Business Saturday in Des Moines

With the launch of Small Business Saturday in 2010, the Shop Small Movement has taken its place as an important part of the holiday shopping season. It is a great way to support your local economy and the community in which you live. American Express has a Shop Small Map here. You can type in your […]

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Shop Small San Antonio

With the launch of Small Business Saturday in 2010, the Shop Small Movement has taken its place as an important part of the holiday shopping season. It is a great way to support your local economy and the community in which you live. American Express has a Shop Small Map here. You can type in […]

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Should I Raise My Deductible?

de·duct·i·ble /dəˈdəktəb(ə)l/ noun NORTH AMERICAN 1. (in an insurance policy) a specified amount of money that the insured must pay before an insurance company will pay a claim. We don’t care about deductibles until we have to pay one and then we are bummed out about them.  However, there are some things to consider when […]

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What is an Umbrella – and Do I Need One?

Why Purchase an Umbrella? When it rains, many of us reach for an umbrella. Which should give a hint as to what umbrella insurance or umbrella coverage is. It is something to give you some extra protection. What is Umbrella Coverage? Umbrella coverage is also called excess liability coverage. In other words, umbrella coverage is […]

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Understanding Insurance Claim Adjustments

Water damage from frozen pipes Having an insurance policy for your personal property is the best way to protect your investment on those items. Insurance is something that we all need but hope to never have to use. For most people, filing an insurance claim can be confusing and stressful. Trying to understand why your […]

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Now that you’ve graduated…

Graduation Smiles Information to help you decide Insurance Needs for the College Graduate College graduation is behind you, and you have started your first job. While this is an exciting time in your life, it also comes with responsibilities that are a necessary part of adulthood. Perhaps one of the first decisions you will need […]

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What is Umbrella Coverage?

Don’t loose your assets What is Umbrella Coverage? Insurance policies and the various lines of insurance coverage available to policyholders can be confusing. It is a matter of great importance to understand one’s risks and the additional ways to stay protected in regard to a liability situation. This is where an umbrella coverage is beneficial […]

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Hey, The Accident Wasn’t My Fault!

Accident wasn’t my fault So, you’ve been involved in a car accident, and it wasn’t your fault? This is a difficult situation that requires you to prioritize your needs. Rest assured, this scenario is exactly why you bought a motor vehicle policy from an independent insurance agent. In this blog post, we offer some do’s […]

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