5 Reasons to Visit Our New Website

A lot of updates and changes have been made to our website. This should make it an easier site to navigate and can quickly offer you the information that you are seeking.  Because we want to make sure you know that there are people behind the site who care about your insurance needs, here is […]

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Travel Tips: Protecting My Smart Home While on Vacation

Insurance experts probably look at protecting their property a little differently than the average person. We tend to believe that prevention is as important as good coverage when it comes to risk. With that in mind, here are some ideas about ways to protect your home while you are away on your next vacation: Have […]

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Should I Raise My Deductible?

de·duct·i·ble /dəˈdəktəb(ə)l/ noun NORTH AMERICAN 1. (in an insurance policy) a specified amount of money that the insured must pay before an insurance company will pay a claim. We don’t care about deductibles until we have to pay one and then we are bummed out about them.  However, there are some things to consider when […]

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Getting Ready For Winter – Checklist for Preparing Your Home for Winter Weather

Photo by Radu Andrei Razvan from Pexels Best winter memory: Sliding down a hill on my metal flying saucer as a fearless 8-year-old in Iowa City. Worst winter memory: Throwing my snowsuit-clad toddler into a snowbank as I fell on the ice so I wouldn’t crush her on my way to meet the sidewalk. Which […]

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15 Fire Hazards You Use Every Day

My dishwasher caught on fire. True story. In the middle of a Netflix-night with the Kenyon part of Smith-Kenyon, we smelled smoke and realized our stainless steel, European branded, relatively new dishwasher was aflame.  More like, asmoke.  (But that isn’t a word and it isn’t really important to get into semantics at this point in […]

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What is an Umbrella – and Do I Need One?

Why Purchase an Umbrella? When it rains, many of us reach for an umbrella. Which should give a hint as to what umbrella insurance or umbrella coverage is. It is something to give you some extra protection. What is Umbrella Coverage? Umbrella coverage is also called excess liability coverage. In other words, umbrella coverage is […]

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Home Fire Safety; Create a Escape plan

Headlines like the one screaming out of the Bronx where 12 people, including four children, died in an apartment building blaze put a damper on holiday celebrations. Sadly, stories like that about the deadliest fire in New York City since 1990 play out across the country during the holiday and winter season. The small town […]

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Considerations for the walk through of your New Home

You’ve made that purchase and you’ve been advised that before closing you’ll need to walk through the house. What does that entail? Why does it matter? First of all, Congratulations on the purchase of your new house; exciting times. Now, take a deep breath, and consider the following valuable information. New Home Walk Thru Considerations […]

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Tips and Considerations for the Walkthrough of Your New Home

Helpful tips when doing a walkthrough for your new home You’ve made that purchase and you’ve been advised that before closing you’ll need to walk through the house. What does that entail? Why does it matter?   First of all, Congratulations on the purchase of your new house; exciting times! Now, take a deep breath, […]

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