The Best Advice When Buying Your First Home

In your heart, you know you are ready to move into your own home. But, you are worried about whether you have enough money saved and if your credit is good enough. You have likely been told lots of different things from lots of well-intentioned friends and family members about your suitability for home ownership. […]

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Diamonds, Emeralds, and Rubys: Insuring Your Jewelry

Engagement ring held by couple

Does homeowner’s insurance cover all of your jewelry? You discovered your cat played hockey with your diamond earrings while you were in the shower. Uh oh! One of them landed in the heat register, and the other cannot be found. You have now experienced what insurance agents call, “a mysterious disappearance.” Will your insurance cover […]

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Does Record Keeping Spark Joy?

Two people jumping

7 Pieces of Paper You Should Keep Forever You may think, “Paperwork sparks as much joy in me as doing my taxes.” If you recognize the reference to sparking joy about record keeping, you are one of the millions of people who have heard of Marie Kondo and her organizational mantra for deciding what should […]

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5 Reasons to Visit Our New Website

A lot of updates and changes have been made to our website. This should make it an easier site to navigate and can quickly offer you the information that you are seeking.  Because we want to make sure you know that there are people behind the site who care about your insurance needs, here is […]

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Travel Tips: Protecting My Smart Home While on Vacation

Insurance experts probably look at protecting their property a little differently than the average person. We tend to believe that prevention is as important as good coverage when it comes to risk. With that in mind, here are some ideas about ways to protect your home while you are away on your next vacation: Have […]

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Should I Raise My Deductible?

de·duct·i·ble /dəˈdəktəb(ə)l/ noun NORTH AMERICAN 1. (in an insurance policy) a specified amount of money that the insured must pay before an insurance company will pay a claim. We don’t care about deductibles until we have to pay one and then we are bummed out about them.  However, there are some things to consider when […]

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Getting Ready For Winter – Checklist for Preparing Your Home for Winter Weather

Photo by Radu Andrei Razvan from Pexels Best winter memory: Sliding down a hill on my metal flying saucer as a fearless 8-year-old in Iowa City. Worst winter memory: Throwing my snowsuit-clad toddler into a snowbank as I fell on the ice so I wouldn’t crush her on my way to meet the sidewalk. Which […]

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15 Fire Hazards You Use Every Day

My dishwasher caught on fire. True story. In the middle of a Netflix-night with the Kenyon part of Smith-Kenyon, we smelled smoke and realized our stainless steel, European branded, relatively new dishwasher was aflame.  More like, asmoke.  (But that isn’t a word and it isn’t really important to get into semantics at this point in […]

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What is an Umbrella – and Do I Need One?

Why Purchase an Umbrella? When it rains, many of us reach for an umbrella. Which should give a hint as to what umbrella insurance or umbrella coverage is. It is something to give you some extra protection. What is Umbrella Coverage? Umbrella coverage is also called excess liability coverage. In other words, umbrella coverage is […]

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Home Fire Safety; Create a Escape plan

Headlines like the one screaming out of the Bronx where 12 people, including four children, died in an apartment building blaze put a damper on holiday celebrations. Sadly, stories like that about the deadliest fire in New York City since 1990 play out across the country during the holiday and winter season. The small town […]

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