de·duct·i·ble /dəˈdəktəb(ə)l/ noun NORTH AMERICAN 1. (in an insurance policy) a specified amount of money that the insured must pay before an insurance company will pay a claim. Should I Raise My Deductible? We don’t care about deductibles until we have to pay one. And then we are bummed out about them. However, there […]
Photo by Radu Andrei Razvan from Pexels Getting Ready For Winter – A Checklist for Preparing Your Home for Winter Weather Best winter memory: Sliding down a hill on my metal flying saucer as a fearless 8-year-old in Iowa City. Worst winter memory: Throwing my snowsuit-clad toddler into a snowbank as I fell on the […]
When you welcome a new hire there are many steps to take in ensuring they are a good fit. Most importantly, you want to make certain they are successful at becoming a valuable member of your team. After recruiting the best talent for the position, it is imperative to make sure that your company has […]
Getting Ready for Winter – 12 Items to Keep in Your Car Have you ever driven in an unfamiliar area and been surprised to find an unexpected toll road? If you had some change handy you were probably mentally high-fiving yourself for being prepared. Carrying a roll of quarters in your car console is a […]
You probably did not know that there are 15 fire hazards you use every day in and around your home. My dishwasher caught on fire. True story. In the middle of a Netflix-night with the Kenyon part of Smith-Kenyon, we smelled smoke and realized our stainless steel, European branded, newish dishwasher was aflame. More like, […]
What are Some of the Factors that Make Up the Cost of Commercial Building Insurance? Commercial building insurance includes a lot more than just protecting a business owner’s property. It encompasses replacement costs, actual cash value (ACV), liability risks, and the added lines of coverage for umbrella policies or high valued possessions. As a business […]
When you have commercial autos for your business, it is important to focus on safety and security. There are several tips for you to follow with commercial autos which will ensure that your vehicles and your employees are safe throughout the year. Driving Rules There should be a few set driving rules that are enforced at all […]
Why Umbella Coverage […]
Water damage from frozen pipes Having an insurance policy for your personal property is the best way to protect your investment on those items. Insurance is something that we all need but hope to never have to use. For most people, filing an insurance claim can be confusing and stressful. Trying to understand why your […]
Graduation Smiles Information to help you decide Insurance Needs for the College Graduate College graduation is behind you, and you have started your first job. While this is an exciting time in your life, it also comes with responsibilities that are a necessary part of adulthood. Perhaps one of the first decisions you will need […]
