Financial Services

Invest in your future with the help of our experts.

Your trusted advisor for all things financial, so you can build for a bright future.

Whether your goal is to grow your wealth or preserve it for the next generation, our mutual funds, variable annuity, and variable life insurance policies give you a range of options to suit your needs.

Partners You Can Trust

We only work with investment partners that have a long history of stability, customer service, and financial success.

Our Experienced Advice

Not sure which investment option is suitable for you? We are here to help you choose one that fits you. Reach out to us to discuss your needs, and we’ll match you with a portfolio that makes sense for you.

Products and Services

The Investments page provides a link to detailed information. Our products and services include a variety of products and platforms. These include:

  • Mutual Funds
  • Indexed, Fixed and Variable Annuities
  • Life Insurance
  • Long-Term Care Insurance
  • Disability Income Insurance

Mutual Funds

Investors should consider the investment objectives, risks and charges and expenses of the funds carefully before investing. The prospectus contains this and other information about the funds. Contact Timothy Smith at 6600 University Ave, Suite 248, Des Moines, IA 50324, (515) 259-7782 to obtain a prospectus, which should be read carefully before investing or sending money.

Fixed Annuities

Fixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.

Variable Annuities

Please consider the investment objectives, risks, charges, and expenses carefully before investing in Variable Annuities. The prospectus, which contains this and other information about the variable annuity contract and the underlying investment options, can be obtained from the insurance company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

The investment return and principal value of the variable annuity investment options are not guaranteed. Variable annuity sub-accounts fluctuate with changes in market conditions. The principal may be worth more or less than the original amount invested when the annuity is surrendered.

There is a surrender charge imposed generally during the first 5 to 7 years that you own the contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax.