Invest in your future with the help of our experts.
Your trusted advisor for all things financial, so you can build for a bright future.
Whether your goal is to grow your wealth or preserve it for the next generation, our mutual funds, variable annuity, and variable life insurance policies give you a range of options to suit your needs.
Partners You Can Trust
We only work with investment partners that have a long history of stability, customer service, and financial success.
Our Experienced Advice
Not sure which investment option is suitable for you? We are here to help you choose one that fits you. Reach out to us to discuss your needs, and we’ll match you with a portfolio that makes sense for you.
Products and Services
The Investments page provides a link to detailed information. Our products and services include a variety of products and platforms. These include:
- Mutual Funds
- Indexed, Fixed and Variable Annuities
- Life Insurance
- Long-Term Care Insurance
- Disability Income Insurance
Investors should consider the investment objectives, risks and charges and expenses of the funds carefully before investing. The prospectus contains this and other information about the funds. Contact Timothy Smith at 6600 University Ave, Suite 248, Des Moines, IA 50324, (515) 259-7782 to obtain a prospectus, which should be read carefully before investing or sending money.
Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.
Fixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.
Please consider the investment objectives, risks, charges, and expenses carefully before investing in Variable Annuities. The prospectus, which contains this and other information about the variable annuity contract and the underlying investment options, can be obtained from the insurance company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.
The investment return and principal value of the variable annuity investment options are not guaranteed. Variable annuity sub-accounts fluctuate with changes in market conditions. The principal may be worth more or less than the original amount invested when the annuity is surrendered.
There is a surrender charge imposed generally during the first 5 to 7 years that you own the contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax.
Disclaimer: Representative of and securities and investment advisory services offered through Brokers International Financial Services, LLC. Member SIPC. Broke
International Financial Services, LLC is not an affiliated company.
This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. For additional information, please contact Timothy Smith at [email protected]